Deal Structuring

Representations & Warranties Insurance (W&I Insurance)

A buyer-side insurance policy covering warranty breaches, allowing the seller to limit or eliminate personal post-closing indemnity exposure.

Seller Example

Founders of a Gurugram SaaS company selling for ₹45 Cr push the buyer toward a W&I policy, successfully negotiating their personal indemnity cap down to just 10% of proceeds (₹4.5 Cr) with the insurer absorbing the rest — a genuinely clean exit rather than years of tracking contingent liability post-sale.

Related terms in Deal Structuring & Commercial Terms